信银降级

先发邮件给Direct_Banking@cncbinternational.com

标题：Request to Downgrade My Account from Diamond to Standard

内容：

Dear China CITIC Bank International Team,

I hope this email finds you well. My name is [   ], and I am currently holding a Diamond account with your bank. I would like to request a downgrade of my account from Diamond status to a Standard account.

Please find my account details below for your reference:

– Account Name: [   ]

– Master Account Number: [  收港币的号码 ]

– Contact Number:  [可以留非开户预留的86号码]

Kindly advise on the necessary steps or additional information required to process this request. Should you have any questions or require further clarification, please do not hesitate to contact me at the provided phone number.

Thank you for your assistance, and I look forward to your reply.

Best regards

发邮件第二天我接到852-36033712电话，说收到我的降级申请，需要给老板审批，通过后会再来电做个电话录音。

下一个工作日来电说审批通过，录音确认下身份就降级好了。

信银国际是家好银行，特别厚道。

1先是让我在内地线上开了户，虽然一开始是残废户，不能对外转账，但是后来也开放了全部功能。

2转账额度高，而且收发美元的chats转账也都是免费。

3存款利率一直很高。

4可以免费升级到diamond高级账户，有更高的存款利率和活动收益。

5时常有各种活动、抽奖，点几下鼠标就领钱，几年下来白领的钱估计都有好几百了。

6存五万，就给下了高返现的银联双币信用卡。

7diamond要收费了，发个邮件打个电话就降级了，一点不为难客户。